Binance Sets $10 Monthly Fee for Some EU Crypto Accounts

By Daniel Okafor

Binance will impose a monthly minimum fee of 10 USDC on certain European Union accounts starting Nov. 29, according to the company. The charge applies while those accounts remain open, and Binance has scheduled them to close on Dec. 31, 2026.

How much will affected accounts pay?

The fee will equal 0.025% of an account’s remaining crypto balance or 10 USDC, whichever is higher, Binance said. Accounts holding less than $40,000 in crypto will pay the flat 10 USDC minimum each month.

That fixed floor means the charge does not decline when a smaller balance remains on the account. In practical terms, the same minimum applies across balances below the $40,000 reference point.

A decline in those funds does not reduce the amount Binance seeks to collect each month. A smaller balance does not make the account cheaper to keep.

If an account’s remaining balance is less than the fee owed, Binance will collect the full balance. The debit cannot exceed the crypto left in the account, but an account with an amount below the applicable fee can lose that entire remaining balance to the monthly charge.

That rule keeps collection within the available funds while leaving a holder with nothing after the debit.

How do deposits and withdrawals change?

Binance has disabled deposits to the affected accounts while leaving withdrawals available, according to the company. Users cannot add funds to the designated accounts, but they retain a route to move crypto out before the scheduled closure.

The monthly charges start more than a month before the Dec. 31, 2026 closure date. Deposits remain disabled during that period, so users cannot offset a monthly debit by adding crypto. Withdrawals remain the available route for reducing a balance before the next charge.

For the designated accounts, the operating rules break down as follows:

• Monthly charge: 10 USDC or 0.025% of the remaining crypto balance, whichever is higher.
• Deposits: Disabled.
• Withdrawals: Remain available.
• Closure: Scheduled for Dec. 31, 2026.

Where does Binance stand on MiCA?

Binance said it continues to seek a license under the European Union’s Markets in Crypto-Assets Regulation (MiCA) in another EU country. The licensing effort remains under way as the fee takes effect on the designated EU accounts.

What should account holders do next?

Account holders should track the remaining crypto balance against 10 USDC, because a shortfall lets Binance collect the whole remaining balance. With deposits disabled and withdrawals open, the practical decision is whether to keep a balance in an account facing closure or withdraw it before the next monthly assessment.

For users, the practical consequence is a balance that can shrink every month even without new deposits. For Binance, the measure creates a recurring charge on a defined set of EU accounts as those accounts approach a fixed closure date.

The timetable contains two separate dates: Nov. 29 starts the recurring deductions, and Dec. 31, 2026 ends the designated accounts’ operating life. The intervening period is more than a month, allowing the monthly charge to apply repeatedly before closure.

The next fixed milestone is Nov. 29, when monthly deductions begin; the designated accounts are scheduled to close on Dec. 31, 2026.